Market size, startup costs, break-even, pricing, margins, customer cost, payroll, insurance, funding and the hard growth calls — test every idea against honest maths before you spend real money on it. The full detailed report costs less than a coffee: $2.95.
Startup budgets usually fail on one number: not the equipment or the fit-out, but the months of quiet running costs between launch day and the day revenue covers the bills. This calculator adds your one-off setup costs to your monthly costs multiplied by an honest ramp time — typically three to six months, often more — and shows the total capital the launch genuinely needs. Most first-time founders find the number is larger than their savings, which is exactly the discovery to make before resigning anything, not after.
Work out the real capital your launch needs: one-off setup costs plus enough monthly runway to cover the pre-revenue months — before you quit anything.
Most businesses take 3-6 months before revenue covers costs, and many take longer. Planning for 6-12 months of operation beyond setup is the standard, boring, correct advice — under-capitalisation is how ideas die while still working.
Everything that is paid whether you sell or not: rent, software, insurance, bank fees, utilities, marketing minimums and your own draw. Founders who forget their own wage are fooling the spreadsheet.
First estimates are almost always optimistic — costs run late and sales run slow. A 10-20% contingency is not pessimism; it is the difference between a cash-flow scare and a cash-flow crisis.
Every tool answers instantly from our own knowledge base and calculators — no AI cost, no waiting, no account. Want the deeper, personalised version? Each has a $2.95 full report.